---
title: Open finance | 11:FS & Plaid
description: Open finance will affect how digital financial services are designed, built and distributed, and it will influence who is providing them.
image: https://info.11fs.com/hubfs/Plaid_SEO_169_2.png
---

# Open finance: shaping the future of financial services

 11:FS and Plaid have joined forces to examine the transformative impact open finance could have on the competitive landscape and how it may influence the behaviour of consumers and businesses.

[Download now ![](https://info.11fs.com/hubfs/11fs_February2019/Images/Arrow-1.svg)](https://info.11fs.com/plaid-11fs-open-finance#knowMore)

![](https://info.11fs.com/hubfs/11fs_February2019/Images/Frame.png)

#### We’ve got a wealth of knowledge between us

![](https://info.11fs.com/hubfs/11fs_February2019/Images/11FS_Masterbrand_Logo%201.png)

 Award-winning builders of   
next-generation digital propositions for challengers in the financial services industry.

&

![](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid-logo.png)

 Pioneers of open banking, on a mission to enable innovation and democratise financial services.

![](https://info.11fs.com/hubfs/11fs_February2019/Images/Frame(1).png)

#### The competitive environment that you operate in is about to undergo huge transformation

[![Open door](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid_open%20door_landing%20page%202.png)](https://info.11fs.com/plaid-11fs-open-finance#knowMore)

But do you know what open finance is and the impact it could have?

Open finance will affect how digital financial services are designed, built and distributed, and it will influence who is providing them.

Are you ready?

[Learn more ![](https://info.11fs.com/hubfs/11fs_February2019/Images/Arrow-1.svg)](https://info.11fs.com/plaid-11fs-open-finance#knowMore)

#### Download our report for expert analysis on:

![plaid_icons-16](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid_icons-16.png)

 How open finance might be implemented

![plaid_icons-14 1](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid_icons-14%201.png)

 What we can learn from the implementation of open banking

![plaid_icons-15](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid_icons-15.png)

 What it could mean for existing firms and how they may need to adapt

![plaid_icons-17](https://info.11fs.com/hubfs/11fs_February2019/Images/plaid_icons-17.png)

 What can companies do now, to be prepared

#### Want to know more?

 Chat to the authors

![Adam Davis](https://info.11fs.com/hubfs/11fs_February2019/Images/Adam%20Davis.png)

 Adam Davis

 Head of Delivery, 11:FS

[adam@11fs.com](mailto:adam@11fs.com)

[![](https://info.11fs.com/hubfs/11fs_February2019/Images/iconfinder_2018_social_media_popular_app_logo_linkedin_3228550.png)](https://uk.linkedin.com/in/adam-davis-6419a216)

![Dan Morgan](https://info.11fs.com/hubfs/11fs_February2019/Images/Dan%20Morgan.png)

 Dan Morgan

 European Policy Lead, Plaid

[dmorgan@plaid.com](mailto:dmorgan@plaid.com)

[![](https://info.11fs.com/hubfs/11fs_February2019/Images/iconfinder_2018_social_media_popular_app_logo_linkedin_3228550.png)](https://uk.linkedin.com/in/dan-morgan-73800422)

![Kat Cloud](https://info.11fs.com/hubfs/11fs_February2019/Images/Kat%20Cloud.png)

 Kat Cloud

 Policy, Plaid

[kcloud@plaid.com](mailto:kcloud@plaid.com)

[![](https://info.11fs.com/hubfs/11fs_February2019/Images/iconfinder_2018_social_media_popular_app_logo_linkedin_3228550.png)](https://uk.linkedin.com/in/katherine-cloud-70667785)

#### Where do you start?

 We are the experts in creating next-generation propositions for challengers in the financial services industry. Our research, strategy, design and engineering specialists focus on proposition development to deliver intelligent, truly digital services that customers will love.

[How we can help ![](https://info.11fs.com/hubfs/11fs_February2019/Images/Arrow-1.svg)](https://11fs.com/digital-financial-services/industry-consulting)

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